Last updated: April 23, 2026
Welcome to fio. By creating an account or using the fio mobile application ("App", "Service"), you agree to these Terms of Service ("Terms"). If you do not agree, do not use the App.
fio is rated 17+ on the Apple App Store. You must be at least 17 years old to create an account and use fio. Where local law sets a higher age of digital consent, you must meet that age as well. By creating an account, you represent that you meet these age requirements and that you have the legal capacity to enter into this agreement.
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to provide accurate information when creating your account and to notify us promptly of any unauthorized access at support@tryfio.app.
fio uses artificial intelligence to generate podcast episodes from your saved content. You acknowledge that:
When you add a URL to fio, the App extracts text from that URL, sends it to AI subprocessors, and generates a personal audio episode for you. Because of this, the following representations and terms apply:
fio does not claim that AI summarization of third-party content is automatically protected by fair use or any other doctrine. Whether a particular use is lawful depends on the source, the jurisdiction, and the user's purpose — which is why the representations in this Section 4 sit with you.
fio respects the intellectual property rights of others and expects users to do the same. fio designates the following agent to receive notifications of claimed copyright infringement under 17 U.S.C. § 512(c)(2):
Notice of infringement. A valid DMCA notice must include, at a minimum: (a) your physical or electronic signature; (b) identification of the copyrighted work claimed to be infringed; (c) identification of the material claimed to be infringing and information reasonably sufficient to permit us to locate it (such as the URL submitted to fio or the episode ID); (d) your contact information (address, telephone number, email); (e) a statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law; and (f) a statement, made under penalty of perjury, that the information in the notice is accurate and that you are the owner, or authorized to act on behalf of the owner, of the right allegedly infringed.
Counter-notice (17 U.S.C. § 512(g)). If material you submitted to fio has been removed in response to a DMCA notice and you believe it was removed in error, you may submit a counter-notice to the agent above including: (a) your physical or electronic signature; (b) identification of the material and its previous location; (c) a statement under penalty of perjury that you have a good-faith belief that the material was removed as a result of mistake or misidentification; (d) your name, address, and telephone number; and (e) a statement that you consent to the jurisdiction of the federal district court for the judicial district in which you reside (or, if outside the U.S., for the Northern District of California) and that you will accept service of process from the person who submitted the original notice.
Repeat infringer policy. fio will, in appropriate circumstances and in its sole discretion, terminate the accounts of users who are determined to be repeat infringers.
You agree not to:
To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless fio, its operators, and its service providers from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your unlawful access to, or unauthorized use of, third-party content submitted to fio; (b) any sharing, distribution, or commercial use of AI-generated output beyond the personal, non-commercial license granted in Section 4(d); and (c) any other violation of these Terms or of applicable law by you. This Section 5a does not apply to the extent prohibited by applicable consumer-protection law in your jurisdiction.
We strive to maintain reliable service but do not guarantee uninterrupted availability. Episode generation depends on third-party AI services and may experience delays, rate limits, or temporary unavailability.
fio offers an auto-renewable subscription through Apple's In-App Purchase system. The following terms apply:
You may delete your account at any time from the Settings screen. Account deletion is permanent and will remove your saved items, generated episodes, and associated personal data in accordance with the retention schedule in our Privacy Policy. Deletion of your fio account does not cancel your Apple subscription — you must also cancel the subscription in your Apple ID settings to stop future billing.
The App is provided "as is" and "as available" without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that AI-generated output will be accurate, reliable, or suitable for any particular purpose. Nothing in this Section limits warranties that cannot be excluded under applicable law, including mandatory consumer-protection rights in the EU, UK, and similar jurisdictions.
To the maximum extent permitted by applicable law:
Carveouts. The exclusions and limits above do not apply to: (a) liability for death or personal injury caused by our negligence; (b) liability for our gross negligence, willful misconduct, or fraud; or (c) any liability that cannot be excluded or limited under applicable law. If you are a consumer in the EU, UK, or a similar jurisdiction, your statutory rights are unaffected by this Section.
We may update these Terms from time to time. If we make material changes, we will notify you through the App or by email and update the "Last updated" date. Your continued use of the App after the effective date of the revised Terms constitutes acceptance of those changes.
We may suspend or terminate your access to the App at any time, with or without notice, if we reasonably believe you have violated these Terms or applicable law, or to protect the Service, other users, or third parties. Sections that by their nature should survive termination (including Sections 4, 5a, 8, 9, 12, and 14) will survive.
These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws principles, except where superseded by applicable consumer-protection laws of your place of residence.
Informal resolution. Before filing any formal claim, you agree to first contact us at support@tryfio.app and attempt in good faith to resolve the dispute informally for at least 30 days.
Binding arbitration. Except for the carveouts below, any dispute, claim, or controversy arising out of or related to these Terms or the App will be resolved by final and binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, in the English language. The arbitration will take place in Delaware, unless you and fio agree otherwise, and may be conducted by videoconference. Each party will bear its own costs except where the AAA rules or applicable law require otherwise.
Class action waiver. You and fio agree that disputes will be brought only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative action. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative proceeding.
30-day opt-out. You may opt out of the arbitration agreement and class-action waiver in this Section 12 by sending written notice to legal@tryfio.app within 30 days of first accepting these Terms. The notice must include your name, the email associated with your account, and a clear statement that you wish to opt out of arbitration. Opting out will not affect any other part of these Terms.
Small-claims carveout. Either party may bring an individual action in small-claims court for disputes within that court's jurisdiction, in lieu of arbitration.
Injunctive relief carveout. Either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect its intellectual property or confidential information.
EU / UK / Swiss consumers. If you are a consumer resident in the EU, UK, or Switzerland, nothing in this Section 12 affects your right to bring proceedings in the courts of your country of residence, and the mandatory consumer-protection laws of your country apply regardless of the choice of law above. EU consumers may also use the European Commission's Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr.
If you download the App through the Apple App Store, you acknowledge and agree that: (a) these Terms are between you and fio, not Apple; (b) Apple has no obligation to provide maintenance or support for the App; (c) in the event the App fails to conform to any applicable warranty, you may notify Apple, which will refund the purchase price (if any) of the App — beyond that, Apple has no warranty obligations; (d) Apple is not responsible for addressing claims relating to the App, including product-liability, legal/regulatory, or consumer-protection claims; (e) Apple is not responsible for investigating or resolving any third-party claim that the App or your use of it infringes intellectual property rights; and (f) Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.
If a security incident affects your personal data and is likely to result in a risk to your rights and freedoms, we will notify our lead supervisory authority without undue delay and, where feasible, within 72 hours of becoming aware, in line with Article 33 of the GDPR. Where required by law, we will also notify you directly. See our Privacy Policy for full details on breach handling and data protection.
Questions about these Terms: support@tryfio.app
Copyright (DMCA) notices: dmca@tryfio.app
Arbitration opt-out and other legal notices: legal@tryfio.app